IoT provides real-time data collection and analysis, creating unprecedented insight into financial behaviors.
Applications
• Smart devices are used to monitor spending patterns so that credit risk models may be developed.
• Connected homes and vehicles provide data to help optimize loan terms and conditions.

IoT provides real-time data collection and analysis, creating unprecedented insight into financial behaviors.
Applications
• Smart devices are used to monitor spending patterns so that credit risk models may be developed.
• Connected homes and vehicles provide data to help optimize loan terms and conditions.